Legal Speak Made Easy

“Mortgage”, “Mortgage Bond” and “Home Loan”: What’s the Difference? Derived from French “mort” and “gage” (literally “dead pledge” because it “dies” when settled), a mortgage secures a creditor’s claim and enables it to sell the bonded property if the debtor defaults...

Effective 1 March 2025: New National Minimum Wage

The National Minimum Wage (NMW) for each “ordinary hour worked” has been increased from 1 March 2025 by 4.4% from R27,58 per hour to R28,79 per hour.  Domestic workers: Assuming a work month of 22 days x 8 hours per day, R28,79 per hour equates to R230,32 per day...

Defending Yourself: What Weapons Can You Legally Carry?

“The right of self-defence is the first law of nature.” (St. George Tucker, Blackstone's Commentaries, 1803) South Africa’s chronically high crime rates have left many of us wondering what the limits are when defending ourselves and our families from criminals. What...
3 Steps to Buying Your First House

3 Steps to Buying Your First House

“Happiness is… buying your first home” (Anon) Few things in life can compare to the joy of finally crossing the threshold of your first home. If you are like most of us, you have been dreaming of this day for years and years – it has finally arrived! The financial...

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Selling Your Home: How to be Lucky this Holiday Season

Selling Your Home: How to be Lucky this Holiday Season

“Luck is what happens when preparation meets opportunity” (Lucius Annaeus Seneca the Younger, Roman philosopher) History has not recorded whether Seneca himself was “lucky” in the property market of his time (Rome’s land registration records from two millennia ago...

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Estate Planning and Wills: A Checklist to Protect Your Family

Estate Planning and Wills: A Checklist to Protect Your Family

“Don’t fear death, plan for it” (Anon) Amazingly, here we are in the middle of a deadly pandemic yet still some 70% - 80% of working South Africans are said to have no will in place. That’s crazy for two reasons – Without a will your loved ones are exposed   When you...

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11 POPIA Questions to Ask Yourself Before 30 June 2021

11 POPIA Questions to Ask Yourself Before 30 June 2021

Note: This is a complex topic and there is no substitute for tailored professional advice. What is set out below is of necessity no more than a simplified summary of some practical highlights. You and your business are at substantial risk if you aren’t fully compliant...

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Landlord Liable for a Tragic “Freak” Flood Drowning

Landlord Liable for a Tragic “Freak” Flood Drowning

“Nature has the ability to spring a surprise when least expected” (extract from the judgment below)A recent High Court decision dealing with the tragic drowning of a toddler highlights once again the legal dangers faced by property owners who let out accommodation to...

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